If you’re in need of fast funds, Max Cash Title Loans may have the perfect solution for you! 2 Although car title loans might not be familiar to some in Vestavia Hills, they are a quick and easy option for securing funds. Because Max Cash Title Loans is a referral service, they can help make the process simple. For the fastest service, you can fill out a short online title loan application form or give us a call at 855-561-5626 and one of our loan agents will help you out straight away! You could even get same-day cash! 1 2 However, if you would like to learn more about how Max Cash Title Loans operates in Vestavia Hills first, continue reading!
What Exactly is an Auto Title Loan and How Does it Work in Vestavia Hills?
In short, a title loan is a type of collateral loan which uses the title of a vehicle. To determine whether you are eligible (and what the loan amount will be), lenders look at the value of your vehicle as well as your ability to repay the loan. 1
Some lenders also do a credit check as part of the approval process. Although the lenders look at the borrower’s credit history, bad credit does not necessarily disqualify someone for a title loan, but it may have some impact on the interest rate. 4
Because a title loan is primarily based on the value of your car, having a good credit score is not nearly as important as other lending options.
Although a title loan is typically meant to be a short-term loan, they have longer terms than payday loans or cash advances. However, with most loans brokered through Max Cash Title Loans, there are no prepayment penalties, so the loan can be paid off as soon as the borrower wants. 3
Requirements for a Vestavia Hills Car Title Loan
Obtaining a title loan is a quick procedure. With Max Cash Title Loans, the pre-approval takes only a couple minutes, and most customers who get approved with a lender receive their funds the same business day. 1 2
Although the exact loan process may vary a bit between lenders, for the most part, to get a loan one would need the following:
- Title
- Government-issued ID
- Proof of Income
- Proof of Residency
- Insurance
- Pictures of the Vehicle
- 3 References
Start the Process with Max Cash Title Loans Today!
If you’re in need of some extra funds in your bank account, give Max Cash Title Loans a call and skip the hassle. 2 With the help of our courteous loan processors, find out how much a title loan might benefit you! Apply for an online car title loan in Vestavia Hills today!
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location