Title Loans in Bartlett, Tennessee

What is an Auto Title Loan?

An auto title loan is a secured loan that puts a lien on your vehicle’s title. The loan is based on the equity of your vehicle, as well as your ability to repay the loan. You still get to use your vehicle as you normally would, and you get some cash as well!

What are the Qualifications for an Auto Title Loan in Bartlett, Tennessee?

To be approved for your auto title loan, you will need to gather some information that includes a few documents and photos. It is recommended to gather this information before filling out our online application, to help speed the process along.

Here’s what you’ll need to qualify:

• Be at least 18 years old
• Be a resident of Tennessee
• Own a vehicle that is fully (or close to being) paid off
• Photos of the vehicle (Include 4 sides, VIN, and odometer)
• Vehicle insurance
• A verifiable source of income
• Government-issued photo ID
• A few personal and/or professional references

Do I Need a High Credit Score for an Auto Title Loan?

If you’re concerned about your credit standing and being able to obtain a loan, an auto title loan might be just the right option for you. While some lenders will conduct a credit check, overall they are checking to see if you are inactive credit counseling before bankruptcy or if you are currently in bankruptcy. You are encouraged to apply whether you have bad, little, or no credit at all!⁵

What Determines My Vehicle’s Value for an Auto Title Loan in Bartlett, Tennessee?

The lender will look at what is known as standard information and enhanced information about your vehicle. Standard information means looking at your vehicle’s year, mileage, make, and model. Enhanced information refers to your vehicle’s edition, condition, color, engine size, and options you may have had installed, such as leather interiors.

Do I Get My Vehicle’s Title Back When I Have an Auto Title Loan?

Your lender holds your vehicle’s title as you repay your loan. The lien is released once you complete repayment. The lender will provide you with a release that you may attach to your title to show that you are in ownership once again, or you have the option to receive a fresh title by sending the release to your Secretary of State and requesting one without the lender’s name on it.

What Are the Benefits of Working with Max Cash Title Loans on Auto Title Loans in Bartlett, Tennessee?

If you are worried about credit and need cash fast, Max Cash Title Loans is here to help you, all free of charge!^{2 5} It takes only a few moments to fill out an online application. We know you’ve got other things to do, so expect a follow up with your pre-approval in just a few minutes. We aim to get the process completed in a single day. This way, you can get the money you need in your pocket and your title back as soon as the auto title is paid.^{1 2 5}

Are There Early Payment Penalties for an Auto Title Loan?