Title Loans in Ardmore

Max Cash Title Loans is the premier loan referral service in Ardmore, Oklahoma. If you have been having difficulty finding funding elsewhere, and own your vehicle, we may be able to help you! ^{1 2}To find out how, call us at (855) 561-5626, fill out an inquiry form online, or continue reading below.

How Does an Auto Title Loan Work?

Auto title loans are secured loans that place a lien on your vehicle title as you pay your loan back. The loan amount you receive is dependent upon your vehicle’s overall value and the ability you have to repay the title loan. ^{1 5} Your vehicle is still yours to use as you regularly would day-to-day.

What Do I Need for an Auto Title Loan in Ardmore, Oklahoma?

In order for your potential loan lender to determine if you are eligible for an auto title loan, they will need some information and documentation from you. For yourself, you will need:

Be at least 18 years of age
Be a resident of Oklahoma
Provide proof of income (show ability to repay the loan)
Insurance on the vehicle
Proof of residency (usually a bill or letter with your name & address)
A few personal and/or professional references.

To help get loan approval for your vehicle, you will need to own a vehicle that is fully, or close to being, paid off.

Do I need a Good Credit History to Get an Auto Title Loan in Ardmore, Oklahoma?

Odds are, if you are looking at title loans and online loans, you need quick cash. Even if you have bad credit, or none at all, you may still be eligible for our loan services. ^{2 4}Unlike many other installment loans, your potential lenders may perform a credit check, but are looking to see if you are actively in credit counseling before bankruptcy or are currently in bankruptcy. ⁵Your vehicle title is seen as collateral.

What is the Application Process for an Auto Title Loan?

Max Cash Title Loans aims to make each part of the process as simple, quick, and secure as possible. We will do the heavy lifting for you, connecting with the loan companies we know that offer the best payment options and competitive interest rates.⁴Here’s what the process typically looks like.

Complete our online loan application. You will have to answer some basic questions about both you and your vehicle.
Talk to a Max Cash Title Loans loan agent shortly after completing the loan application. We will go over next steps and may ask you to submit some documents for verification.
Go over title loan options. Once you have approval, you will be matched with a lender who will give you a quote, help you set up payments, sign your contract and get your cash!²

How Much Money Can I Get for an Auto Title Loan in Ardmore, Oklahoma?

The amount of cash you receive is dependent on your ability to repay your title loan and the equity of your vehicle. They are short-term loans designed for short term needs. The interest rates vary, so we have a useful loan calculator that can help you determine what your monthly payments might look like.⁴If you have the ability to pay your loan back early, you will not have to worry about fees or penalties for early loan repayment.³

When Do I Get My Vehicle Title Back from an Auto Title Loan?

Your lender will have ownership of your vehicle title as you pay your loan back. The lien is released when you complete repayment. You will receive a release that you can do a couple of things with. Furthermore, you can attach the release to your title to show that the lender is no longer in ownership. You can also send the release to your Secretary of State in order to receive a clear title that does not have the lender on it at all.

Begin the Process with Max Cash Title Loans in Ardmore, Oklahoma Now!

Max Cash Title Loans is proud to serve the residents of Ardmore, Oklahoma in helping them find the right auto title deal that works best for them and their needs. Auto title loans are an excellent way to get the cash you need, fast. Take the first step and call us at (855) 561-5626 or contact us online today!