If you are a resident of Bixby, Oklahoma, and are looking for quick cash, Max Cash Title Loans may be able to help you! 2 5 We are experts at linking people with excellent title loan companies that can give you the auto title loan you need. You can learn more by calling us at our phone number (855) 561-5626 or by applying online. Alternatively, you can keep reading to see if an auto title loan can help with your financial needs!
I Have Bad Credit, Can I Still Apply for an Auto Title Loan in Bixby, Oklahoma?
A hesitation many have to apply to any loan is a concern that their credit history will negatively impact their chance of being approved. Auto title loans are secured loans that place a lien on your vehicle title while you pay the loan back, essentially making your vehicle the collateral. This means that your credit score may have little impact on your eligibility. We still encourage you to apply to one of our online loans! When lenders do a credit check, they usually want to see if you are currently in bankruptcy or if you are actively in counseling prior to bankruptcy.
How Can I Apply for an Auto Title Loan in Bixby, Oklahoma?
At Max Cash Title Loans, we want the loan process to be as easy, quick, and secure as possible in Bixby, this includes the loan application process.
The first thing you will need to do is contact us and complete our online application where you will have to answer a few simple questions about both you and your vehicle.
Next, one of our loan agents will contact you and go over some details about you and your vehicle.
Then, they will ask about your title loan needs. We have relationships with lenders that can offer you the best title loans for your financial situation. 4 5
From there, we’ll connect with your lender.5 You will be asked to submit some required documents and pictures that you can usually upload online.
After approval, all that’s left is to go over repayment terms & loan amount, sign your contract, and get your money! 1 2
What Items Do I Need for an Auto Title Loan in Bixby, Oklahoma?
In order to get the most out of our assistance in financial services, you will need to provide some information about both you and your vehicle. These items help determine your eligibility and your loan amount. To help expedite the loan process, it is recommended to have these documents on hand when you feel ready to apply.
Here’s what you need:
- Be at least 18 years old (have a State Issued ID)
- Be a resident of Oklahoma (have proof of residence)
- Proof of income
- Pictures of the vehicle
- A few personal and/or professional references
- Own a vehicle that is totally (or close to being) paid off (have the vehicle’s title)
What Type of Interest Rates Can I Expect for an Auto Title Loan in Bixby, Oklahoma?
Auto title loans are short term loans designed for short-term needs. Because of this, interest rates will vary depending on the lender. 4 The lending companies we work with at Max Cash Title Loans offer competitive interest rates on online title loans in Bixby. 4 If you’re curious as to what monthly payments may look like depending on what’s in your budget and current interest rates, play around with our loan calculator to get a better idea. The amount you receive for your loan is decided by your ability to repay the loan and the value of your vehicle.
How Do I Receive My Funds?
Usually, your lender will give you a couple of options when it comes time to get your money. You may be asked to pick up your funds at the nearest MoneyGram location. Most of the time, borrowers prefer to have the loan amount directly transferred into their bank account. Either way, you should expect your cash on the same day you apply or as soon as the very next business day! 1
What Happens to My Vehicle Title When I’m Paying My Auto Title Loan Back in Bixby, Oklahoma?
While you are repaying your loan, your lender will hold onto your vehicle’s title. You will be given a release of the lien as soon as you complete paying your auto title loan back. You can attach this lease to your title to show that you are back in possession of your title. If you prefer to have a clear title that does not have your lender on it at all, you can send the release to your Secretary of State to receive this.
May I Refinance an Auto Title Loan in Bixby, Oklahoma?
If you have an outstanding loan with a different loan lender, that may not be an issue with an auto title loan through Max Cash Title Loans. 1 2 The way that would work is that essentially, we would take care of the remainder of your unsettled repayments to your prior loan lender. You still have the benefit of receiving your funds quickly with this new loan. 1 2 Other perks include highly competitive rates on both principal and interests, as well as additional time to finish making your previous loan payments. 4
Do I Need to Go Anywhere for an In-Person Vehicle Inspection?
For title loans, usually, you are required to bring your vehicle into a lender in order to assess it. This is not always the case with Max Cash Title Loans 2
There are also online title loan options available! All that we require are a few simple documents and pictures of your vehicle that include all 4 sides, the odometer, and the VIN, or Vehicle Identification Number. Not sure where to find your VIN? Check your vehicle title and your vehicle’s insurance card.
Start Your Journey Now!
Max Cash Title Loans has made the application process for an auto title loan easy and quick for the great people of Bixby, Oklahoma. 2 We know how overwhelming this process can be and we’re here to help. To begin, call us at (855) 561-5626 or contact us online today!
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location