Max Cash Title Loans is eager to help the residents of Duncan, Oklahoma in finding the perfect auto title loan for them. 5 We are the premier title loan referral service that connects borrowers to the lender that will work best with them. 4 5 To discover how we may be able to assist you, talk to us at (855) 561 5626 or apply for an online title loan right away!
What are the Qualifications for an Auto Title Loans in Duncan, Oklahoma?
In order to determine your eligibility for an auto title loan, you will need to provide your potential lender with some information.
Because auto title loans are secured loans that place a lien on your vehicle title as you pay it back, you will also need to provide some documents and pictures of your vehicle. Your potential loan lender may require some other information, but these are the basics of what you’ll need to meet.
The qualifications are:
- Be at least 18 years old (have a State Issued ID)
- Be a resident of Oklahoma (have proof of residence)
- Proof of income
- Pictures of the vehicle
- A few personal and/or professional references
- Own a vehicle that is totally (or close to being) paid off (have the vehicle’s title)
- Vehicle insurance
What is the Auto Title Loan Process in Duncan, Oklahoma?
The first thing you’ll need to do is complete a loan application online. You will be asked to answer some simple questions on the online application.
At Max Cash Title Loans loan agent will then contact you shortly to take your information and help match you with the right loan lender for you if you have loan approval! 5 From there, you can talk to your lender and set up a payment structure and determine a loan amount that works for you. 1 3 4 After this, all that’s left to do is sign your contract and get your cash fast! 1 2
How Do I Get My Cash for an Auto Title Loan in Duncan, Oklahoma?
After title loan approval, your lender will give you a couple of options when it comes to getting your extra cash. 1 2 There is the option to pick up your cash at the nearest MoneyGram location to you, you may also have your funds transferred directly into your bank account this can usually be done the same day or by the next business day. 1 2
Do I Need a High Credit Score?
Even if you have bad credit, or little or none at all, an auto title loan may still work. Some lenders will check to see if you are currently in bankruptcy or if you are actively in credit counseling before bankruptcy.
Remember, your vehicle title is your collateral for the loan. So if you need quick cash, but are concerned with bad credit history, your financial needs may still be met with no problem, with our assistance. 2 5
What Factors Determine My Vehicle’s Value for an Auto Title Loan in Duncan, Oklahoma?
In order to determine the true value of your vehicle, you will need to provide not only the required documents but some additional information about your vehicle as well. These are known as standard information and enhanced information.
- Standard information is your vehicle’s year, model, mileage, and make.
- Enhanced information is your vehicle’s color, edition, condition, engine size, and options you may have had installed when the vehicle was purchased.
When Do I Get My Title Back?
The lender holds your vehicle title while you repay your loan in installments. The lien that was placed on it is then released when you complete paying your loan back, your lender will then give you a release.
You may then attach this release to your title to show that you are back in ownership. Alternatively, you can send your release to your Secretary of State to receive a new title.
What Type of Payments Can I Expect?
The loan amount you receive depends on your ability to pay the loan back and the value of your vehicle. Different lenders may also offer different amounts/rates.
Once you make contact with a lender, they will quote you the maximum amount they can loan you. You do not have to accept the full amount and it is recommended that you take only what you need. If you want to look at what payments may look like, especially with interest rates, take a look at our loan calculator. 4
What if I Want to Pay My Auto Title Loan Back Early in Duncan, Oklahoma?
It makes sense to want to pay your loan off as soon as possible. This is especially true if your finances come together sooner than you may have anticipated. When working with Max Cash Title Loans, and the lenders we work with, you can pay your loan back early without being concerned with penalties or fees. 3 This helps make auto title loans ideal for those seeking a short term loan.
Contact Max Cash Title Loans in Duncan, Oklahoma to Get Started Now!
Even if you have no credit, bad credit, or a past bankruptcy, Max Cash Title Loans want to help! 2 5 For the best service on a title loan in Duncan, Max Cash Title Loans is the first place to go. If you need fast cash but have been unable to find funding elsewhere, call us at (855) 561 5626, contact us online, or apply for an online auto title loan right away. Let us help you get your finances back in order today! 2 5
Disclaimer: Max Cash Title Loans services this area but this map does not represent an actual location